Home · Financing
Flexible financingComfort Now, Payments That Fit
Nobody budgets for a failed compressor in July. Our financing partners approve most applicants in minutes — so the system your home needs doesn't wait for the savings account to catch up.
Three ways to pay
Every option starts with the same written quote — financing changes how you pay, never what you pay.
12-Month Same-As-Cash
0% APR for 12 mo*
- Pay over a year with zero interest
- Best for full system replacements
- No prepayment penalties
Low Monthly Plans
5.99% APR from, up to 10 yrs*
- Payments from ~$89/month on typical systems
- 60–120 month terms available
- Fast online decision, usually minutes
Second-Chance Credit
Lease to own, no perfect credit needed*
- Approval based on income, not just score
- Early buyout options built in
- Same next-day installation
*On approved credit through third-party lenders. Terms vary by applicant and system; your technician confirms exact rates before you sign anything.
Approval takes minutes, not days
Apply during your estimate visit from your phone. Most applicants get a decision before the technician finishes measuring — and installation can often happen the very next day.
- Soft inquiry to check — no impact on your score
- Repairs over $500 and all installations eligible
- Combine with manufacturer rebates and utility incentives
Financing questions
Checking your options uses a soft inquiry with no score impact. A hard pull only happens if you accept an offer and proceed — and your technician explains this before anything is submitted.
Yes — repairs over $500 qualify for monthly plans, and emergency jobs can be approved on the spot so work isn't delayed.
Always. Manufacturer rebates and utility incentives apply the same way, and we file the paperwork for you either way.
Get the system you need today
Book a free estimate and we'll bring financing options with the quote — decided in minutes.